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Your 401(k) is more complicated
than it should be.

We built 12 free calculators to answer every question you'll have about your retirement account — from "should I roll it over?" to "how long will it last?"

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Start Here

Rollover Wizard

Answer 4 questions. Get a personalized recommendation on exactly what to do with your old 401(k) or IRA.

Get my recommendation →
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Early Withdrawal Calculator

If you cash out your 401(k) early, how much do you actually pocket after the 10% penalty and taxes?

Calculate my net →
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Loan vs. Withdrawal

Compare the true cost of borrowing from your 401(k) against cashing it out entirely.

Compare options →
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Rollover Growth Projector

See exactly how much you're giving up in long-term growth if you cash out instead of rolling over.

Project my growth →
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Drawdown Calculator

How long will your retirement savings actually last? Enter your balance and monthly withdrawal to find out.

Run the numbers →
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RMD Calculator

Calculate your Required Minimum Distribution using the IRS Uniform Lifetime Table. Avoid the 25% penalty.

Calculate my RMD →
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Roth Conversion Calculator

What's the tax bill if you convert your Traditional IRA or 401(k) to Roth? Is it worth it?

Run conversion math →

Am I On Track?

Based on your age and salary, are you ahead or behind on retirement savings? See where you stand in seconds.

Check my progress →
AI-Powered

Hidden Fee Detector

Upload your 401(k) statement PDF. Our AI finds every hidden expense ratio, admin fee, and fund cost — then shows what they'll cost you over 20 years.

Detect my fees →
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Fee Drag Calculator

A 1% fee sounds tiny. Over 30 years it can quietly steal 25% of your retirement. See the exact dollar cost of your expense ratio.

Calculate fee drag →
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When Can I Retire?

Enter your savings, monthly contributions, and target income. Get the earliest year you can walk out the door — with the math to back it up.

Find my date →
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Inflation Impact Calculator

A million dollars today won't feel like a million in 30 years. See exactly how inflation erodes your nest egg — and what you actually need.

Run the numbers →
All calculators provide general educational information only and do not constitute financial, tax, or investment advice. Consult a qualified professional before making decisions. Tax rates and rules are based on 2024 IRS guidelines.