✅ Calculator

Am I On Track for Retirement?

Fidelity suggests saving 1× your salary by 30, 3× by 40, 6× by 50, and 10× by 67. Enter your numbers and see exactly where you stand — and what it'll take to get there.

Your Situation

Your Age

Annual Gross Salary

Current Retirement Savings (all accounts)

Include 401(k), IRA, Roth IRA, 403(b), etc.

Monthly Contribution (total, including employer match)

Target Retirement Age

Expected Annual Return

Your Retirement Snapshot

You have: — Target now: —

—

Target at your age

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Projected at retirement

—

at age —

Target at retirement

—

10× your salary

Gap to close (additional savings needed) —

Additional monthly savings to hit target —

Fidelity Benchmarks

Based on Fidelity's retirement savings benchmarks. These are guidelines, not guarantees. Assumes salary remains constant, contributions grow with the portfolio, and no Social Security income is counted. Social Security typically replaces 30–40% of pre-retirement income, which significantly improves your outlook. Consult a financial advisor for personalized retirement planning.