⏱️ Calculator

How Long Will My Retirement Last?

Enter your savings balance and monthly withdrawal. We'll tell you exactly when the money runs out — and what the safe withdrawal rate is for your nest egg.

Your Retirement Numbers

Current Retirement Balance

Monthly Withdrawal Amount

This is how much you plan to take out each month.

Expected Annual Return on Investments

Conservative retiree portfolios often use 5–6%.

Your Current Age Used to calculate the year your money runs out.

Your Outlook

Money lasts

—

Safe Withdrawal Rate

—

sustainable indefinitely

Your withdrawal rate —

Annual withdrawal —

Monthly the portfolio earns —

Projections assume a fixed nominal return and do not account for inflation, taxes, Social Security income, or sequence-of-returns risk. The 4% rule is a commonly cited guideline, not a guarantee. Consult a financial planner for personalized retirement income planning.